Safety in numbers – the case for networks in an uncertain world

If there is one thing we have learned in the past 12 months it is that we all need the comfort of knowing that there is support around us when we need it. Support comes in many ways and might, for some, be as simple as knowing there is a business partner who appreciates the […]

Legal & General partners with HLPartnership on SmartrCriteria

Legal & General has worked with mortgage and protection network HLPartnership to simplify access for advisers using SmartrCriteria and SmartrFit search tools. The mortgage club says brokers will “benefit from a streamlined connection directly between the two providers” without “having to sign in multiple times” or “juggle numerous windows or tabs”. Legal & General announced […]

Government Outlines The Mortgage Guarantee Scheme

The Government has announced a new mortgage guarantee scheme to support a new generation in realising the dream of home ownership. This will increase the availability of 95% Loan-to-value mortgage products, enabling more households to access mortgages without the need for prohibitively large deposits. A number of the UK’s largest lenders including Lloyds, NatWest, Santander […]

Checking the checklist

So many of us are working from home at the moment, but I wanted to highlight the intermediary sector, and especially advisers who are working alone. Working from a home office can be a lonely business at the best of times. In a lockdown, when house calls to customers are off the menu along with […]

Buildings insurance blind spot could cost thousands during stamp duty rush

HLPartnership has warned that in the rush to complete property transactions by 31st March, it would be “too easy” to overlook putting buildings insurance in place ahead of completion. As the end of the stamp duty holiday looms, HLPartnership says a simple oversight in arranging buildings insurance could end up costing buyers thousands of pounds […]

HLPartnership – Supporting and Growing Your Business

2020 was quite the year – but through all the turbulence, HLPartnership remained dedicated to supporting members and providing the very best tools, technology and friendly bespoke service to grow your business in the toughest market conditions for over a decade. Last year, HLPartnership achieved a lot, including: Driving customer engagement through providing regular communications […]

A New Era of Responsibility and Accountability

It is a little over a decade since the terrible market conditions experienced in the UK threatened to desolate the financial sector. A banking crisis was brought on by greed and excessive risk-taking by figures in senior positions, whilst the lending market became too relaxed, providing increasingly large sums of monies with decreasing assessment of […]

Don’t Worry, Keep Moving!

Further to the Prime Minister’s announcement of a national lockdown in England, you and your clients may be wondering if home moving plans are able to go ahead.  People are still able to move home. However, those outside of the household or support bubble should not help with moving to a new house unless absolutely […]

Housing market stays open for those in Tier 4

Picture of London Skyline

On Saturday, Boris Johnson announced that new Tier 4 rules would come into effect as of Sunday 20th December across London, the South East and the East of England. The government has since confirmed that the housing market will continue to operate across the UK, even in Tier 4. An announcement from Housing Secretary Robert […]

Building a Sustainable Advice Business By Improving Customer Retention

Your existing client database is your most powerful asset as there are so many opportunities that lie within it. Our research has shown consumers who haven’t had any subsequent contact with the adviser who arranged their mortgage are unlikely to go back to that source for further assistance when they need to remortgage. With individual […]