HLPartnership strengthens compliance team
Mortgage and protection network, HL Partnership, has appointed Joanne Osborne as head of operational compliance. The new role further strengthens the network’s compliance function, following recent additions to the face-to-face field supervision team. In her new role, Joanne will work with advisers to enhance the quality of customer files and help them meet financial promotions […]
Diversity & Inclusion
Research from McKinsey in 2017, highlighted that companies with stronger gender and ethnic diversity outperform their competitors by 21% and 33% respectively, and Deloitte in 2013 stated that when employees ‘think their organisation is committed to and supportive of diversity, and they feel included’, their ability to innovate increases by 83%. In a 2017 survey […]
Financial Promotions – Keeping it clear, fair and not misleading
We know that financial promotions or adverts are likely to be the most regular contact customers have with your firm, whether it a visit to a website, seeing a Facebook post, or logging on to Twitter to see your latest views in 280 characters or less. We also know that they can form a significant […]
Nearly £120 billion worth of remortgages in the first 6 months of 2022. Are you missing out?
In the first six months of 2022, an estimated £119.57bn of remortgage opportunities are available -are you taking advantage? According to data from Barclays and CACI provided in November 2021, there was a significant number of existing residential and buy to let clients who came to the end of their current mortgage deal, and the […]
What Makes a Loan Go Green?
Lenders are going green, builders are going green, and customers are being encouraged to go green by choosing a green product off the shelf. Indeed, the Energy Performance Certificate may soon have more impact on the price a customer pays on their mortgage, than the LTV. How long will it be before we are talking […]
The Regulatory Landscape for 2022
For those of you who came to the conference and then followed up with a visit to one of our business development events, you will have heard of the changes that the regulator is bringing in over the next 12 months. These are changes it feels will strengthen the relationship between good quality advisers and […]
HLPartnership appoints head of supervision
HLPartnership (HLP) has added to its compliance team with the appointment of Trisha Hanratty (pictured) as head of supervision, reporting directly to compliance director Kay Leslie. Hanratty has over seven years of senior level compliance experience leading field compliance supervision teams in the intermediary mortgage and insurance arena, predominantly with networks and distribution businesses. Leslie […]
Congratulations to our firms who have made the voting list
The Mortgage Strategy Awards are undoubtedly seen as the pinnacle of success for those in the UK mortgage industry. Widely recognised as the ‘Oscars’ of the mortgage industry, the accolades are not awarded lightly. Several rounds of shortlisting take place before the judge’s comb through each entry and decide on a winner.And this year all […]
A question of duty is setting the standards
Following on from my commentary on the present state of the AR:DA debate, I finished with the words ‘…the FCA will shortly be announcing its Consumer Duty initiative, which could provide yet another challenge for regulated firms and principals.’ Hopefully, unless everyone is already clued up, at least some readers might have googled the FCA […]
HLPartnership Appoints an Award Winning Protection Guru To Boost Member Support
HLPartnership’s commitment to delivering greater protection support for network members and excellent outcomes for customers took another step forward with the arrival of Steve Fallon as its in-house protection expert to help grow the network’s protection proposition. Steve Fallon, who joins from Legal & General, has over 35 years of financial services experience and specialises […]